{"id":93,"date":"2023-05-08T15:32:47","date_gmt":"2023-05-08T15:32:47","guid":{"rendered":"http:\/\/fusd.dev.apppresser.com\/kennedy\/financial-aid\/"},"modified":"2024-12-03T12:23:36","modified_gmt":"2024-12-03T20:23:36","slug":"financial-aid","status":"publish","type":"page","link":"https:\/\/fremontunified.org\/kennedy\/students-community\/student-support\/welcome-to-the-college-career-center\/financial-aid\/","title":{"rendered":"Financial Aid"},"content":{"rendered":"\n\n\t<p>Kennedy&#8217;s Financial Aid Night 2024-2025<\/p>\n<p>John F. Kennedy&#8217;s 2024-2025 Financial Aid Night will be held in person on Tuesday, December 10, 2024, 6:00 pm- 8:00 pm in the library.\u00a0 The details will be sent to all 12th-grade students and guardians.<\/p>\n<p>For more information, contact Kris Miller 510-657-4070 x27204 Brought to you by John F. Kennedy HS.<\/p>\n<strong>Steps to be Prepared:<\/strong><br \/>\n1.Bring student and parent social security #&#8217;s (and Alien Registration #&#8217;s if you are not a U.S. Citizen).-If you don&#8217;t have either, you may be eligible for the <a href=\"https:\/\/dream.csac.ca.gov\/landing\" target=\"_blank\" rel=\"noopener\">CA DREAM Act App<\/a>. Bring your family&#8217;s most recent 2022 Federal tax forms like 1040, W-2, bank statements, etc. You will not have to reveal this information to anyone, but you will need it to complete the forms.-If your family does not file taxes and\/or receives public assistance please bring those statements.-To locate a FREE Tax Preparation Center in your neighborhood visit <a href=\"https:\/\/uwba.org\/freetaxhelp\/\" target=\"_blank\" rel=\"noopener\">www.earnitkeepitsaveit.org<\/a><br \/>\n(EarnIt!KeepIt!SaveIt! is a program of the United Way of the Bay Area. Information updated2023<br \/>\n3.Cal Grant GPA Release Form to your counselor ASAP. To check the status of your Cal Grant, create an account at <a href=\"https:\/\/mygrantinfo.csac.ca.gov\/\" target=\"_blank\" rel=\"noopener\">webgrants4students.org<\/a><br \/>\n4.Check college\/university websites for special financial aid deadlines and forms (i.e. Collegeboard&#8217;s CSS Profile).\n<p>Most Financial Aid starts with the\u00a0FAFSA (Free Application for Federal Student Aid) or\u00a0the CADAA (California Dream Act Application).<\/p>\n<p><strong>FAFSA:\u00a0\u00a0<\/strong>The federal government uses this <a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\" rel=\"noopener\">online application<\/a>\u00a0to determine your eligibility for financial aid, which includes;\u00a0grants, work-study, and loans.\u00a0\u00a0That information is shared with the colleges you&#8217;ve indicated on your FAFSA and it is sent to CSAC (California Student Aid Commission) to aid in deciding whether you qualify for a Cal Grant.\u00a0 The FAFSA\u00a0is for U.S. Citizens,\u00a0Permanent Residents, and eligible non-citizens.\u00a0 If the student is a citizen and the parent is not, the student can still complete the FAFSA.\u00a0 <strong>The filing period opens December 1<\/strong>.\u00a0 Here is a <em>generalized <\/em>overview of the FAFSA application process.<\/p>\n<ol>\n<li>Each student and one parent will need to create an <a href=\"https:\/\/studentaid.gov\/help-center\/answers\/topic\/managing_your_account\/article\/fsa-id\" target=\"_blank\" rel=\"noopener\">FSA ID<\/a>.\u00a0 (Federal Student Aid Identification)\u00a0 This is your electronic signature for your FAFSA*.<\/li>\n<li>Have everything you will need in front of you when you sit down to complete the application.\u00a0 There is a link to the IRS embedded in the application.\u00a0 It is recommended that you use the link.\u00a0 You will need:<\/li>\n<\/ol>\n<ul>\n<li>Your Social Security number and birth date<\/li>\n<li>Your parent&#8217;s Social Security number and birth date<\/li>\n<li>If parents are divorced, the date of the divorce.<\/li>\n<li>Federal Income Tax return for 2022, W-2&#8217;s for parents and student<\/li>\n<li>Bank Statements for checking and savings<\/li>\n<li>Information on untaxed income such as child support<\/li>\n<li>List of schools to which you plan on applying<\/li>\n<\/ul>\n<ol>\n<li>As soon as you submit your FAFSA you should see an estimated award amount and EFC (Expected Family Contribution).<\/li>\n<li>Allow 1 &#8211; 2 weeks for them to process and forward your financial information to the California Student Aid Commission, where they will determine if you are eligible for a Cal Grant.<\/li>\n<\/ol>\n<p>*If the student is a citizen and the parent is not, the student can still complete the FAFSA.\u00a0 There will be some different steps that need to be taken.\u00a0 See Mrs. Miller\u00a0for details.<\/p>\n<p>Helpful links:<\/p>\n<p>California legislation requires all seniors complete a Free Application for Federal Student Aid (FAFSA), to &#8220;opt-out&#8221; prior to the end of their senior year, or to complete an application for the California Dream Act (CADAA).<\/p>\n<p><a draggable=\"false\" href=\"https:\/\/www.youtube.com\/watch?v=NmEP38x-1Z8\" target=\"_blank\" rel=\"noopener\">What is FAFSA?<\/a><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=iTb7hMVtzco\" target=\"_blank\" rel=\"noopener\">How to Create Your FAFSA ID<\/a><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=9apxxQrx-WY\" target=\"_blank\" rel=\"noopener\">How to Complete the FAFSA<\/a><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=NSy2_rYJVBk\" target=\"_blank\" rel=\"noopener\">How Do I Complete the 2025-26 FAFSA\u00ae Form If My Parent Is a Noncitizen<\/a><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=Ba2irkCtYvo\" target=\"_blank\" rel=\"noopener\">How Do I Complete the 2025-26 FAFSA\u00ae Form If My Parents Are Divorced or Separated?<\/a><\/p>\n<p><a draggable=\"false\" href=\"https:\/\/www.youtube.com\/watch?v=UupEQdS2VMY\" target=\"_blank\" rel=\"noopener\">Applying for Financial Aid With the FAFSA\u00ae Form<\/a><\/p>\n<p><a draggable=\"false\" href=\"https:\/\/www.youtube.com\/watch?v=lXY5GBumXcc\" target=\"_blank\" rel=\"noopener\">What Happens After Submitting Your FAFSA\u00ae Form?<\/a><\/p>\n<p><a draggable=\"false\" href=\"https:\/\/www.youtube.com\/watch?v=HNrgGxASYRY\" target=\"_blank\" rel=\"noopener\">Review, Sign, and Submit Your 2025-26 FAFSA\u00ae Form<\/a><\/p>\n<p>More resources for FAFSA Help<\/p>\n<p><a draggable=\"false\" href=\"https:\/\/studentaid.gov\/apply-for-aid\/fafsa\/filling-out\/help\" target=\"_blank\" rel=\"noopener\">2025-26 FAFSA\u00ae Help<\/a><\/p>\n<p>Call: <a draggable=\"false\" href=\"tel:18004333243\" target=\"_blank\" rel=\"noopener\">1-800-433-3243<\/a><\/p>\n<p>Click here to: <a draggable=\"false\" href=\"https:\/\/studentaid.gov\/help-center\/contact#:~:text=Email,Hours%20of%20Operation\" target=\"_blank\" rel=\"noopener\">Email<\/a><\/p>\n<p><strong>CALIFORNIA DREAM ACT APPLICATION:\u00a0\u00a0<\/strong>The\u00a0California Dream Act allows eligible non-citizens to apply for financial aid from the state of California.\u00a0\u00a0If you are not sure if you should complete the <a href=\"https:\/\/dream.csac.ca.gov\/\" target=\"_blank\" rel=\"noopener\">Dream Act Application<\/a> or the FAFSA, start with the Dream Act.\u00a0\u00a0Answer the initial screening questions and you will find out which is the correct application for you.\u00a0 If you are eligible you may qualify for a Cal Grant.<\/p>\n<p><strong>CAL GRANTS:\u00a0<\/strong>Cal Grant\u00a0awards are\u00a0state funded monetary grants\u00a0given to students to help pay for college expenses. They are based on both financial need and student GPA.\u00a0 The awards do not have to be paid back.\u00a0\u00a0FUSD electronically sends GPA verifications for all 12th grade students in the district to the California Student Aid Commission (CSAC).\u00a0 \u00a0The Federal government sends\u00a0CSAC the financial information for all who have filed their FAFSA. \u00a0As long as the family has filed their FAFSA\u00a0<strong>OR<\/strong>\u00a0California Dream Act Application, BY MARCH 2, there is nothing else they need to do to be considered for a Cal Grant.<\/p>\n<p>All graduating students need to create a\u00a0<a href=\"https:\/\/mygrantinfo.csac.ca.gov\/\" target=\"_blank\" rel=\"noopener\">WebGrants 4 Students <\/a>account approximately 2 weeks after filing the FAFSA or Dream Act. \u00a0This will enable them to see if they have been awarded a Cal Grant, to see the amount of the award, to identify the correct college\/university that they will be attending, and to notify CSAC that they have graduated. \u00a0STUDENTS MUST VERIFY THEIR DATE OF GRADUATION BY AUGUST 31, or they forfeit their Cal Grant.<\/p>\n<p>Your prospective college will try to meet your financial need through federal, state, school and private sources, as well as loans, and student employment.<\/p>\n<p>THE STUDENT AID REPORT, AWARD PACKAGES, \u00a0AND FUNDS DISBURSEMENT<\/p>\n<p>You&#8217;ve submitted your FAFSA. After determining the federal aid you&#8217;re eligible to receive, the center sends the results in the form of a\u00a0Student Aid Report (SAR)\u00a0to you and to the financial aid offices of the university campuses you&#8217;ve listed on your FAFSA form.<\/p>\n<p>Look at your\u00a0Student Aid Report\u00a0to check for errors and to make corrections. If something&#8217;s not correct, was left out, or has changed since you filed the form, make the corrections as instructed on the SAR. Check that the college you plan to attend is listed under the school list section. If not, you need to add this college as a correction to your SAR. If everything checks out okay on your SAR, you just need to wait patiently for the financial aid office of your college to contact you.<\/p>\n<p><em><strong>If you receive a request from a college for further information or documentation, respond right away.<\/strong><\/em><\/p>\n<p>FINALLY&#8230;THE AWARD PACKAGE<\/p>\n<p>Using your SAR, the financial aid office personnel will assess your case and then they will create a financial aid package for you. A package is what the financial aid office calls the combined financial aid programs and services you&#8217;re eligible to receive for that year. It&#8217;s determined on the basis of your financial need and the available programs and the amount of funds available in those programs.<\/p>\n<p>For example, a student&#8217;s financial aid package could be a Pell Grant, a Cal Grant, and a Stafford Loan option, while another student&#8217;s package could be just a Stafford Loan option because that&#8217;s all s\/he qualifies for.<\/p>\n<p>CHECK FOR GRANTS AND SCHOLARSHIPS<\/p>\n<p>This money doesn&#8217;t have to be repaid, so you want to see a healthy portion of grants and scholarships in a financial aid award.<\/p>\n<p>LOOK FOR THE COST OF ATTENDANCE<\/p>\nWhat is the school&#8217;s sticker price? Sometime financial aid awards don&#8217;t include what is officially called the cost of attendance. The\u00a0<a href=\"https:\/\/bigfuture.collegeboard.org\/pay-for-college\/college-costs\/college-costs-faqs\" target=\"_blank\" rel=\"noopener\">cost of attendance<\/a>\u00a0includes such things as tuition, room\/board, travel, textbooks and fees for such things as health services, labs and student life. Ideally, the costs will be itemized on your financial aid letter.<br \/>\nThe cost is one of the critical things that you need to know to determine if you want to accept the financial aid package. As strange as this may sound, some schools don&#8217;t include the cost of attendance in their letters.\u00a0\u00a0Other institutions may low ball the cost by leaving out some expenses.\n<p>WATCH FOR LOANS<\/p>\n<p>One way that schools make their packages look more attractive is to include loans. They are not necessarily a bad choice, especially if they are Federal loans, as they tend to have lower rates.<\/p>\n<p>LOOK FOR YOUR EXPECTED CONTRIBUTION<\/p>\nYou won&#8217;t know if your award is a generous one unless the letter includes the\u00a0Expected\u00a0Family\u00a0Contribution (EFC). These contribution figures will be based on the calculations that are generated when a family files the FAFSA. There should be a line stating what a school expects the child to contribute (it will be minimal)\u00a0and what the parent(s) must contribute.<br \/>\nWithout knowing what these numbers are, you can&#8217;t adequately assess the offer. For instance, let&#8217;s suppose that the combined expected contribution of the parents and child is $20,000 and the school costs $55,000. If the school only provides grants totaling $7,000, the family would face a $28,000 gap between the\u00a0Expected\u00a0Family\u00a0Contribution and the total cost of attendance after deducting the\u00a0$7,000 grant.\n<p>BOTTOM LINE<\/p>\n<p>Make sure to carefully examine all financial aid awards. If you don&#8217;t understand something in the award offer, contact the school.<\/p>\n<p>ACCEPTANCE AND COMPLETION<\/p>\n<p>Now that you have received your Financial Aid Award Notice, you will then accept or decline the awards you have been offered. If you have been offered a Federal Student Loan, you may need to complete additional steps to receive the funds.<\/p>\n<p>RECEIVING FUNDS<\/p>\n<p>The financial aid office will notify you of the disbursement schedule. Disbursement is usually handled by the campus&#8217; bursar&#8217;s office. Your tuition is usually automatically deducted from the check amount. If your award amount includes money meant for housing, books, supplies, etc., the electronic funds transfer or check will be made out for the balance of your total award amount. Budgeting and money management is up to you, but there may be services or workshops offered at the campus that can help those that need it.<\/p>\n<p>SCHOLARSHIPS<\/p>\n<p>Scholarships are independent of FAFSA and Cal Grant.\u00a0\u00a0Students can apply for scholarships throughout the school year.\u00a0\u00a0New scholarships are posted on Naviance as soon as Ms. Miller\u00a0receives notification of them. Besides the scholarship list and the SallieMae link in Naviance, additional sites for scholarship research are fastweb.com, GoodCall, verifiedscholarships.com, bigfuture.collegeboard.org, scholarships.com. goingmerry.com, accessscholarships.com, scholarshipsamerica.org, scholarsapp.com, and many more. \u00a0It is impossible to list them all, just be careful where you explore.<\/p>\n<p><strong>REMEMBER:\u00a0\u00a0You should never have to pay money to get scholarship information.<\/strong><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Kennedy&#8217;s Financial Aid Night 2024-2025 John F. Kennedy&#8217;s 2024-2025 Financial Aid Night will be held in person on Tuesday, December 10, 2024, 6:00 pm- 8:00 pm in the library.\u00a0 The details will be sent to all 12th-grade students and guardians. For more information, contact Kris Miller 510-657-4070 x27204 Brought to you by John F. Kennedy&hellip;<\/p>\n","protected":false},"author":1,"featured_media":191318,"parent":107,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"page_left_column_singular.php","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":"","_wp_rev_ctl_limit":"","advanced-sidebar-menu\/link-title":"","advanced-sidebar-menu\/exclude-page":false},"class_list":["post-93","page","type-page","status-publish","has-post-thumbnail","hentry"],"rankMath":{"parentDomain":"fremontunified.org","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media 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